The cases of cheque bounce have been increasing in leaps and bounds. Such a situation of bouncing a cheque occurs mostly when a payment cheque is returned from the bank due to insufficient balance in the payers bank account. It is an offense that can harm the payee in the long run. On one hand, he becomes liable for a legal proceeding, and on the other, he faces a downfall in his credit score. It can make him incapable of applying for any kind of loan that banks offer to their customers.
If you have faced a situation like this, then you can go for a legal remedy against the person whose cheque has got bounced. You must speak to the best authorities to gather all the information about the process of cheque bounce police complaints. Usually, the process of registering a police complaint for a cheque bounce case can be technical, and completing them all should be very important for you. Here are a few questions that you must ask the specialist cheque bounce lawyers:
Question #1: Can police take action on cheque bounce?
Answer: Usually, police cannot take action on a cheque bounce case unless the case is filed under Section 138 of the Indian Penal Code. However, the police may take action if the drawer of the cheque, who is supposed to make the payment to the complainant, does not respond to the court proceedings. Police may take action if the court issues a non-bailable warrant against the drawer of the cheque.
Question #1: Can FIR be lodged for cheque bounce?
Answer: Usually, no FIR can be lodged in this case. However, it can be done if the case results in some serious consequences in the process. Here, the FIR can be lodged under Section 154 of the Indian Penal Code (IPC).
Question #1: What is the time limit to file a cheque bounce case?
Answer: Usually the complainant is required to register a cheque bounce police complaint within 30 days of the bouncing of the cheque.
To settle the case of cheque bounce, you should top well to speak to the expert banking lawyers near me who have good and proven working knowledge in this domain. They can help you to get the proper legal remedy that you actually deserve.
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